We have been in the invoice factoring business since 1979, are privately held, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's downturns and in doing so, can support you through any bad circumstances you might go through. We won't turn the lights off when the times get bad, like a few invoice factoring companies regretfully have before.

All factoring companies have criteria for size, industry, and risk. It's not practical for you to choose which invoice factoring company will work best for you. By reaching out to us, we can cut out a tremendous amount of time by helping you locate the most suitable match for your business - it could be us or another invoice factoring company.

We have a large network of invoice factoring industry counterparts, these trusted relationships were earned over 20+ years in the business. So, when you take the time to define your needs to us, we have no doubt that you will find precisely what you need..

Most invoice factoring firms let you select and choose your customers that you would like to factor. Except a handful of them normally have a minimum dollar amount in order to do business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is a lot like carrying a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will force you into invoice factoring when you don't require it.

Most invoice factoring firms will not be upfront about their fees. You will need to be a contortionist to unravel those fees. You can be rest assured, We will not treat you this way.  We are flat out upfront about our fees. When you apply, you are presented with an easy to understand, no obligation rate bid with the fee for your company. See which other factoring company, If any, will be that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our usual advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring companies are financed by Wall Sreet investors. We are an independently owned company and don't take orders from investors and boards. Much like you, we are like-minded business people who understand what it takes to run a business. We take the time to hear your story, learn your struggles. Based on that information we will put together a customized solution for you. Most accounts receivable factoring companies particularly the Silicon Valley ones almost exclusively put their faith on an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Most invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you get your own dedicated account administrator to be your point of contact – who understands your business inside out, and can help you in ways the others just can't or simply won't.

Don't dismiss the fact that the invoice factoring company will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we track each invoice and follow them the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from iffy transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection problems in order to correct them without delay.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Be on guard for negative payment trends. This is crucial to prevent unnecessary write-offs.

We make sure to incorporate advanced technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. Most other companies don’t even come close.